Another advantage is that Viainvest has also been operating as a regulated P2P platform since 2021 and is therefore subject to the supervision of a financial authority.
Your trust is important to us, and we remain committed to upholding the principles that ensure a reliable and transparent experience for our investors.
As you can see, it’s an “apples and oranges” comparison. However, based on my own Viainvest review, you can still use the platform as a complementary option.
No, definitely not. Viainvest is not a bank and therefore does not fall under any European deposit insurance. All funds you invest on the platform are exposed to a high risk of default.
I am often asked how certain platforms compare to Mintos and whether they are alternatives. In my opinion, both platforms are not directly comparable. The reasons for this are simple:
Investors should note that income from P2P lending is typically taxable in your country of residence. PeerBerry’s reporting tools can help with tax compliance, but specific rules vary significantly by jurisdiction.
Investing for programmers: investing successfully in 2026 Aleks Bleck Do you work as a programmer and put a lot of energy into complex projects and innovative software solutions every day?
You can review all projects, but unless you are well-versed in European p2p loans, you are likely to rely on the platform’s own credit checks. PeerBerry provides a convenient Auto Invest feature for this purpose.
Withholding tax is currently 5 per cent for Viainvest and is withheld directly. However, you can avoid this charge in many cases by obtaining a certificate of residence.
Viainvest is not only one of the oldest P2P platforms in Europe, but also one of the most popular alternatives among private investors. In the annual P2P Community Voting, the platform made it to the podium three times over the past five years. In 2025, it was even voted the most popular platform.
Simple configuration with few parameters - select countries, interest rates, and loan terms to match your criteria
Viainvest stands out among P2P providers: you won’t find 13% interest, asset-backed investments and an investment brokerage licence anywhere else! I’d like to explain whether it’s really worth it and what you should bear in mind based on my own experience.
Viainvest has recently lost a lot of its reputation due to technical glitches and the switch to IBF-compliant asset-backed securities
You bondora can also invest on PeerBerry for just 10 Euros in each loan, meaning it's really easy to quickly have a diversified portfolio on the platform.